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September/October 2004 Edition
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Feature Home Page : Getting Insurance Through Employer Versus Purchasing Own Insurance
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Getting Insurance Through Employer Versus Purchasing Own Insurance

When given the option, more than half (55%) of non-elderly adults with employer-sponsored insurance (ESI) say they would rather have their employer pay for their coverage at work, 7% say they would rather receive cash to buy insurance on their own, and 37% say it wouldn’t make much difference.

Large majorities of people with ESI say purchasing their own coverage would make it more difficult for them to get a good price for insurance (81%), to find or keep insurance if they are sick (79%), to handle administrative issues (73%), and to find a plan that matches their needs well (71%). (The remainder say purchasing their own coverage would make these things easier or wouldn’t make much difference.)

 
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