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September/October 2004 Edition
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Feature Home Page : Consumer-Driven Plans: Opinions
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Consumer-Driven Plans: Opinions

Survey respondents with employer-sponsored insurance were asked about a plan in which their employer would put $1,000 for an individual ($2,000 for a family) into an account they could use to pay for medical costs, and which rolls over into the following year if it is not used. The plan would also include catastrophic coverage that would kick in after the individual has spent $2,000 (or the family has spent $4,000) on medical expenses.

Almost three-quarters (73%) said they would have an unfavorable opinion of the plan (including 52% very unfavorable), and 78% saying they would feel vulnerable to high medical bills if they had this type of coverage.

 
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